Debt consolidation allows you to reduce the stress of multiple payments with varied due dates by getting a single loan that has a lower rate. The loan gives you funds to clear all your debts, so you only have to make one monthly payment for the term of the loan. …

Not sure of how to go about the home loan application process? The process of applying for a home loan is becoming a lot easier, and many lenders now even allow prospective borrowers to submit their applications online. Here’s our simple, six-step guide to the process.  Step 1: Do Your…

Chances are you already have a bank account or two. But, have you ever wondered how exactly banking works? Here, we take you through how banks work and the various types of banks that are present in the country.  How Banking Works Banks offer customers a safe place for depositing…

Do you need to borrow a personal loan? Personal loans can give you access to cash at competitive rates. They are usually the preferred choice for borrowers because they are unsecured and have a longer repayment term. Listed below are the steps you need to follow to apply for a…

Investing in the stock market is all about making money in the long-term. If you haven’t invested in stocks yet, maybe we can change your mind! Here are 9 reasons why you should invest in stocks. To Grow Your Money This is often the basic reason why people buy stocks.…

Your credit score affects many areas of your financial life – it is the one thing that’s checked by almost all financial institutions including credit card companies, lenders, and insurance firms. And, that’s why it’s important to maintain a good credit score.  Improving your credit score can help you obtain…

Most Americans use their credit cards extensively but aren’t aware of how they can make the best use of their cards. That’s why we’ve got a few credit card hacks to help you maximize your rewards, save money, and also get a better credit score. Read on to know more. …

Finding the right home that suits your budget can feel like a dream come true. If you do find a home within your budget and a mortgage at an affordable rate, do you realize that over a 30-year term, you will be paying thousands of dollars just in interest to…

Life insurance is a contract between an insurance company and you, in which you agree to pay a premium in return for the insurer’s commitment to providing you coverage on your life. This essentially means that if you pass away, the insurance company will pay a death benefit to your…

Your home is likely not something you can easily replace out-of-pocket if a disaster were to strike. And, that’s precisely why you need to have homeowners insurance. What is Home Insurance? Homeowners insurance, also known as home insurance, provides you financial relief in the event of damages to your home…